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Data analytics is revolutionizing insurance by enabling predictive pricing, fraud detection, customer personalization and operational efficiency. With rising adoption, insurers must overcome data quality, legacy systems and skill gaps. By 2025, AI, IoT and blockchain will drive real-time, customer-centric and compliant insurance models.
An analysis revealing how the global embedded insurance market's projected growth to KSh 54.77 trillion by 2032 is reshaping traditional distribution channels. The research demonstrates that rather than eliminating intermediaries, successful insurtech strategies focus on collaboration, with 84% of US property sales still flowing through agents and brokers who are evolving into digital
Read MoreThis report explores the growth of bancassurance in Kenya, driven by convenience, digital tools, and new revenue streams. Despite challenges like low awareness and trust, it offers benefits such as wider access, job creation, and tailored services. It recommends digital microinsurance and community-based models to boost uptake.
Read MoreThis report outlines how inclusive, tech-driven insurance innovations, like AI-based pricing, microinsurance, and climate-linked covers, can drive uptake in Kenya’s underpenetrated insurance market. It highlights current gaps, emerging product models, and regulatory reforms needed to align insurance with the needs of Kenya’s digital, informal, and climate-vulnerable populations.
Read MoreKenya's Insurance Regulatory Authority (IRA) has implemented groundbreaking cybersecurity regulations requiring insurance companies to report material cyber incidents within 24 hours, creating significant compliance challenges while opening new market opportunities for cyber insurance providers.
Read MoreThis report examines how Kenyan insurance companies are leveraging artificial intelligence and telematics technologies to overcome market challenges, improve operational efficiency, and drive sector growth. With detailed case studies, performance metrics, and strategic recommendations for traditional insurers and insurtech startups.
Read MoreHow Kenya's insurance sector is leveraging mobile money platforms and digital identity verification to overcome traditional barriers, reduce costs by up to 70%, and achieve customer onboarding in under 10 seconds. With detailed market analysis, implementation case studies, and strategic recommendations for sustainable growth in emerging markets
Read MoreThis report explores investment and brokerage opportunities in Kenya’s evolving insurance sector, highlighting key trends, regulatory reforms, and emerging growth areas like microinsurance and digital platforms.
Read MoreDigital assets will be regulated across industries by the Virtual Assets Providers Bill 2025. It affects gaming, insurance, finance, and betting by requiring license for sites that use virtual currency. There will be oversight of betting coins and gaming tokens. Compliance is required of insurers who use tokenized assets. All are subject to AML/CFT regulations.
Read MoreAI-driven companies face emerging risks like hallucinations, bias, data misuse, and autonomous errors. Cyber insurance in 2025 is evolving with modular, AI-specific coverage to address these threats. Policies demand explainability, audits, and governance tools. Proactive adoption ensures regulatory compliance, operational continuity, and trust in AI-powered systems.
Read MoreThe research explores Kenya's insurance industry response to deepfake threats, detailing emerging policies, detection tools, staff training, and legal readiness. Insurers are adapting to cover financial, reputational, and legal risks from synthetic media attacks. Despite progress, regulatory gaps, underreporting, and infrastructure challenges persist.
Read MoreThis report explores how AI transforms cybersecurity by enhancing threat detection and automation, while introducing complex, unpredictable threats that challenge existing cyber insurance models. Insurers must evolve to quantify AI risks and offer tailored policies. AI presents both mitigation benefits and emerging vulnerabilities.
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