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Kenya’s new VASP Act and IRA regulations formalize digital-asset oversight, enabling tailored insurance for risks like hacking, fraud and key loss. Global insurers now offer crime, custody, cyber and D&O coverage as adoption grows. Strong governance and secure custody remain essential for safe digital-asset use.
Parliament has removed the 33% ownership cap on capital markets firms, shifting authority to set shareholding limits to the Cabinet Secretary with CMA input. The reform aims to attract larger investors, support consolidation and modernize the sector, while core licensing and governance rules under Section 29(1) remain intact.
Read MoreWhy Payment Finance (PayFi) represents Kenya's optimal route to becoming Africa's premier blockchain innovation hub, leveraging regulatory alignment, infrastructure readiness, and quantifiable economic impact. This brief demonstrates how PayFi's compliance-first architecture positions Kenya to capture massive value in cross-border payments, merchant settlement, and SME financing while mitigating t
Read MoreIn Q3 2025, Kenya’s real estate market grew 1.1% q/q and 8.2% y/y, driven by suburban land and detached houses, while rents dipped 1.6% q/q amid lower expatriate demand. Nairobi suburbs outperformed satellite towns as financing for self-builds tightened. Land remains the best long-term investment. Investors should focus on Runda, Ridgeways, and Spring Valley; avoid weak rental areas like Muthaiga.
Read MoreThis research examines how emerging technologies—AI-driven personalization, gamification, mobile-first design, and behavioral nudging—can revolutionize Kenya's financial education landscape. The analysis reveals opportunities to embed financial literacy directly into mobile money infrastructure, creating contextualized learning moments that serve both digitally native users and populations
Read MoreSameer Africa and Home Afrika led gains, while Umeme and Kenya Airways declined sharply. Investment and Insurance sectors outperformed, but Banking and REITs lagged. Market gains were concentrated in few stocks, signaling volatility. Investors are advised to diversify, favor strong sectors and review fundamentals before entry.
Read MoreKenya’s 2025 real estate market is shaped by rapid urbanization, infrastructure growth and a 2M-unit housing deficit. Key trends include green homes, smart buildings, e-commerce-driven logistics, satellite town growth and mixed-use projects. Opportunities lie in affordable housing, land and hospitality, though risks include oversupply, financing hurdles and economic volatility.
Read MoreThis research examines the relationship between financial literacy and gambling behaviors across diverse populations, analyzing how financial knowledge serves as a protective mechanism against problematic gambling. The study draws from multiple international research sources to identify key literacy competencies that reduce gambling risks and provides evidence-based recommendations
Read MoreCBK’s revised Risk-Based Credit Pricing Model replaces CBR with KESONIA for loan pricing, promoting transparency and global alignment. Banks must disclose all costs and adopt borrower-specific risk premiums. Implementation begins Sept 2025 for new loans and Feb 2026 for existing ones, requiring major system upgrades and improved credit scoring.
Read MoreKenya’s 2024 CBK Bank Supervision Report shows a resilient, profitable sector with strong capital (15.5%) and liquidity (49.2%). Assets grew 10.1% to KSh 7.7T, while NPLs eased to 13.4%. Digital finance and regulation advanced, though risks remain from global shocks, high NPLs, and cyber threats. Outlook for 2025 is positive but cautious.
Read MoreGPT-5 is set to transform finance and economics with real-time analysis, fraud detection, personalized advice, autonomous financial agents and multimodal reporting. It enhances speed, reasoning, and automation, but human oversight is key for ethical and accurate implementation.
Read MoreThis report explores the growth of bancassurance in Kenya, driven by convenience, digital tools, and new revenue streams. Despite challenges like low awareness and trust, it offers benefits such as wider access, job creation, and tailored services. It recommends digital microinsurance and community-based models to boost uptake.
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