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This research examines how emerging technologies—AI-driven personalization, gamification, mobile-first design, and behavioral nudging—can revolutionize Kenya's financial education landscape. The analysis reveals opportunities to embed financial literacy directly into mobile money infrastructure, creating contextualized learning moments that serve both digitally native users and populations
Sameer Africa and Home Afrika led gains, while Umeme and Kenya Airways declined sharply. Investment and Insurance sectors outperformed, but Banking and REITs lagged. Market gains were concentrated in few stocks, signaling volatility. Investors are advised to diversify, favor strong sectors and review fundamentals before entry.
Read MoreKenya’s 2025 real estate market is shaped by rapid urbanization, infrastructure growth and a 2M-unit housing deficit. Key trends include green homes, smart buildings, e-commerce-driven logistics, satellite town growth and mixed-use projects. Opportunities lie in affordable housing, land and hospitality, though risks include oversupply, financing hurdles and economic volatility.
Read MoreThis research examines the relationship between financial literacy and gambling behaviors across diverse populations, analyzing how financial knowledge serves as a protective mechanism against problematic gambling. The study draws from multiple international research sources to identify key literacy competencies that reduce gambling risks and provides evidence-based recommendations
Read MoreCBK’s revised Risk-Based Credit Pricing Model replaces CBR with KESONIA for loan pricing, promoting transparency and global alignment. Banks must disclose all costs and adopt borrower-specific risk premiums. Implementation begins Sept 2025 for new loans and Feb 2026 for existing ones, requiring major system upgrades and improved credit scoring.
Read MoreKenya’s 2024 CBK Bank Supervision Report shows a resilient, profitable sector with strong capital (15.5%) and liquidity (49.2%). Assets grew 10.1% to KSh 7.7T, while NPLs eased to 13.4%. Digital finance and regulation advanced, though risks remain from global shocks, high NPLs, and cyber threats. Outlook for 2025 is positive but cautious.
Read MoreGPT-5 is set to transform finance and economics with real-time analysis, fraud detection, personalized advice, autonomous financial agents and multimodal reporting. It enhances speed, reasoning, and automation, but human oversight is key for ethical and accurate implementation.
Read MoreThis report explores the growth of bancassurance in Kenya, driven by convenience, digital tools, and new revenue streams. Despite challenges like low awareness and trust, it offers benefits such as wider access, job creation, and tailored services. It recommends digital microinsurance and community-based models to boost uptake.
Read MoreThe Finance Act 2025 extends mortgage interest tax relief to loans for constructing homes, allowing annual deductions up to KES 360,000. While aimed at boosting homeownership and housing demand, its low cap and rising construction costs limit impact. Recommendations include raising the cap, expanding eligibility and promoting affordable financing.
Read MoreNairobi’s real estate is shifting toward high-rise luxury in central areas and affordable housing in satellite towns. Tech, sustainability, and mixed-use developments are rising. Dollar pricing and Airbnb boost rents. Satellite towns lead growth amid economic, regulatory, and oversupply concerns.
Read MoreThe CBK cut rates six times to 9.75% by June 2025, aiming to boost credit, growth and exports. Lending rates fell but banks remain cautious due to high NPLs. Key sectors like SMEs, real estate, and manufacturing benefit. Inflation stays low (3.8%), but structural risks could limit impact.
Read MoreFrom Jan–June 2025, top stocks were Trans-Century, Liberty Kenya, and Home Afrika. Investment, Telecom, and Insurance led in performance. REITs, Agriculture, and Automobiles lagged. Volatile sectors offer high risk/reward; stable ones suit cautious investors.
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