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AI infrastructure in Kenya is a growing investment space where individuals can own GPU or compute nodes hosted in Tier III data centers. These nodes are rented to businesses for AI and cloud workloads, generating passive income. Returns can be high, but risks include hardware obsolescence, operational issues and market fluctuations.
Kenya’s new VASP Act and IRA regulations formalize digital-asset oversight, enabling tailored insurance for risks like hacking, fraud and key loss. Global insurers now offer crime, custody, cyber and D&O coverage as adoption grows. Strong governance and secure custody remain essential for safe digital-asset use.
Read MoreParliament has removed the 33% ownership cap on capital markets firms, shifting authority to set shareholding limits to the Cabinet Secretary with CMA input. The reform aims to attract larger investors, support consolidation and modernize the sector, while core licensing and governance rules under Section 29(1) remain intact.
Read MoreIn Q3 2025, Kenya’s real estate market grew 1.1% q/q and 8.2% y/y, driven by suburban land and detached houses, while rents dipped 1.6% q/q amid lower expatriate demand. Nairobi suburbs outperformed satellite towns as financing for self-builds tightened. Land remains the best long-term investment. Investors should focus on Runda, Ridgeways, and Spring Valley; avoid weak rental areas like Muthaiga.
Read MoreAI is revolutionizing Kenya’s property valuation by boosting speed, accuracy and transparency through AVMs and BIM. However, data gaps, limited regulation and trust issues persist. A hybrid model blending AI and expert input, better data sharing and algorithm transparency are key to credible, ethical valuations.
Read MoreSameer Africa and Home Afrika led gains, while Umeme and Kenya Airways declined sharply. Investment and Insurance sectors outperformed, but Banking and REITs lagged. Market gains were concentrated in few stocks, signaling volatility. Investors are advised to diversify, favor strong sectors and review fundamentals before entry.
Read MoreKenya’s 2025 real estate market is shaped by rapid urbanization, infrastructure growth and a 2M-unit housing deficit. Key trends include green homes, smart buildings, e-commerce-driven logistics, satellite town growth and mixed-use projects. Opportunities lie in affordable housing, land and hospitality, though risks include oversupply, financing hurdles and economic volatility.
Read MoreData analytics is revolutionizing insurance by enabling predictive pricing, fraud detection, customer personalization and operational efficiency. With rising adoption, insurers must overcome data quality, legacy systems and skill gaps. By 2025, AI, IoT and blockchain will drive real-time, customer-centric and compliant insurance models.
Read MoreCBK’s revised Risk-Based Credit Pricing Model replaces CBR with KESONIA for loan pricing, promoting transparency and global alignment. Banks must disclose all costs and adopt borrower-specific risk premiums. Implementation begins Sept 2025 for new loans and Feb 2026 for existing ones, requiring major system upgrades and improved credit scoring.
Read MoreKenya launched the FY 2026/27 and Medium-Term Budget process on Aug 25, 2025, at KICC. It aligns fiscal planning with the Bottom-Up Economic Transformation Agenda and MTP IV, ensuring transparency, public participation and efficient resource allocation for growth, jobs and inclusive development amid global uncertainties.
Read MoreKenya’s dollar millionaires fell from 7,200 in 2024 to 6,800 in 2025 due to economic uncertainty, currency depreciation, political unrest, high taxes and capital flight. Wealthy individuals diversified assets abroad, while protests and governance issues worsened investor confidence. Reforms and incentives are needed to stabilize and grow wealth.
Read MoreKenya’s 2024 CBK Bank Supervision Report shows a resilient, profitable sector with strong capital (15.5%) and liquidity (49.2%). Assets grew 10.1% to KSh 7.7T, while NPLs eased to 13.4%. Digital finance and regulation advanced, though risks remain from global shocks, high NPLs, and cyber threats. Outlook for 2025 is positive but cautious.
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