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Kenya doubled the Policyholders Compensation Fund cap to KSh 500,000 to improve consumer protection and restore trust after insurer collapses. This benefits low-to-mid policyholders and boosts confidence but leaves high-value clients exposed. Insurers face higher costs, and regulators must manage risks to ensure a stable, inclusive sector.
Kenya’s new VASP Act and IRA regulations formalize digital-asset oversight, enabling tailored insurance for risks like hacking, fraud and key loss. Global insurers now offer crime, custody, cyber and D&O coverage as adoption grows. Strong governance and secure custody remain essential for safe digital-asset use.
Read MoreThis report presents innovative, data-driven insurance models tailored for corporates and the creative industry, offering preventive medical cover for employees and specialized protection for artists’ unique talents and income. The solutions aim to boost insurance uptake, enhance resilience, and deliver faster, more relevant coverage across both sectors.
Read MoreThis report underscores that insurance is not just a safety net but a strategic enabler of the green economy, and insurance brokerages must embrace this role fully to remain relevant and impactful in a changing world.
Read MoreThe report analyzes how regulatory reforms, technology, and fraud risks are transforming Kenya’s insurance industry. It focuses on claims reforms, auditor rotation, AI adoption, and fraud control, outlining their impact on transparency and efficiency. For brokers, it underscores the need for compliance, digital readiness, and stronger ethical practices to build trust and stay competitive.
Read MoreThis report provides an in-depth evaluation of Kenya’s emerging cryptocurrency insurance market, analyzing how regulation, technology, and market demand are shaping new opportunities for insurers and investors. It examines key market drivers, product structures, regulatory frameworks, and strategic risks to guide stakeholders in navigating and capitalizing on this evolving digital asset ecosystem.
Read MoreA groundbreaking partnership combining global payment infrastructure with specialized InsurTech capabilities to embed instant insurance into digital transactions, targeting East Africa's 97% uninsured population through mobile-first technology and AI-driven personalization.
Read MoreThe report addresses the critical transformation opportunity highlighted at the InsurTech Forum Nairobi 2025 and provides practical guidance for leaders looking to move from theoretical understanding to scaled AI implementation.
Read MoreThe unprecedented challenge deepfake AI technologies pose to Kenya's digital financial ecosystem, where cyber threats surged 201.85% in Q1 2025 while deepfake fraud increased sevenfold across Africa. Despite these mounting threats, 90% of Kenyan consumers plan to increase digital payment usage, creating a critical paradox between technological vulnerability and consumer confidence.
Read MoreThis report analyzes Kenya's insurance fraud crisis, highlighting cyber security threats, AI-driven solutions, and action frameworks for insurers. It links the sector’s low 2.23% penetration to eroded trust and recommends regulatory and AML measures to shift from reactive fraud detection to proactive prevention.
Read MoreThis research examines the transformative potential of bancassurance partnerships and mobile network operator (MNO) channels in developing Kenya's cyber insurance market, projecting growth from KES 650 million in 2024 to KES 18.2 billion by 2030. With Kenya facing KES 20.4 billion in annual cybercrime losses and only 35% market reach through traditional channels.
Read Morethe transformative impact of InsurTech solutions on Kenya's insurance sector's AML/CTF capabilities, highlighting significant achievements including AI-powered systems that have prevented over Sh440 million in fraudulent claims, blockchain-secured identity verification preventing an estimated Ksh 40 million in fraudulent claims, and digital transformation reducing claims processing from 10-12 days
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