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The Finance Act 2025 extends mortgage interest tax relief to loans for constructing homes, allowing annual deductions up to KES 360,000. While aimed at boosting homeownership and housing demand, its low cap and rising construction costs limit impact. Recommendations include raising the cap, expanding eligibility and promoting affordable financing.
Nairobi’s real estate is shifting toward high-rise luxury in central areas and affordable housing in satellite towns. Tech, sustainability, and mixed-use developments are rising. Dollar pricing and Airbnb boost rents. Satellite towns lead growth amid economic, regulatory, and oversupply concerns.
Read MoreThe CBK cut rates six times to 9.75% by June 2025, aiming to boost credit, growth and exports. Lending rates fell but banks remain cautious due to high NPLs. Key sectors like SMEs, real estate, and manufacturing benefit. Inflation stays low (3.8%), but structural risks could limit impact.
Read MoreFrom Jan–June 2025, top stocks were Trans-Century, Liberty Kenya, and Home Afrika. Investment, Telecom, and Insurance led in performance. REITs, Agriculture, and Automobiles lagged. Volatile sectors offer high risk/reward; stable ones suit cautious investors.
Read MoreDigital assets will be regulated across industries by the Virtual Assets Providers Bill 2025. It affects gaming, insurance, finance, and betting by requiring license for sites that use virtual currency. There will be oversight of betting coins and gaming tokens. Compliance is required of insurers who use tokenized assets. All are subject to AML/CFT regulations.
Read MoreKenyan youth face rising debt due to joblessness, costly living, and easy digital loans. Poor financial literacy worsens it. They cope by budgeting, side hustles, borrowing, and cutting expenses. Solutions include better education, loan regulation, and inclusive finance.
Read MoreFintech platforms in Kenya boost financial literacy through digital tools, education, and inclusion. However, unclear loan terms, limited transparency, and poor user education hinder progress. Regulation and integrated learning are key to improvement.
Read MoreKenyan professionals are prioritizing investments, favoring real estate, land, and equities. In Q1 2025, investment services led NSE growth. Top stocks: Home Afrika Ltd, Trans-Century Plc, and Liberty Kenya Holdings Ltd, which shows strong profit and dividend growth.
Read MoreThis article offers a survival guide for Kenyan fintechs amidst a potential Bitcoin meltdown in 2025, outlining strategies for diversification, risk management, and user trust, while adhering to regulations.
Read MoreForex trading is a huge, decentralized market where traders buy and sell currencies to profit from exchange rate changes. It involves speculating on currency pair price movements using leverage. Success requires risk management, education and choosing a reputable broker.
Read MoreIn Q1 2025, the equity market showed strong gains in January and February but dipped in March. Top performers included Trans-Century (+114%) and Home Afrika (+79%), while Kenya Orchards (-29%) and Kenya Airways (-27%) led declines. Investment and insurance sectors excelled.
Read MoreThis research explores how AI, blockchain, and mobile technologies are disrupting Africa's fintech, edtech, and healthtech sectors in 2025. Key innovations include cross-border fintech, personalized AI learning, and telemedicine. While challenges like data costs persist, these trends represent a major opportunity for inclusive development and digital transformation across the continent.
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